We think the Synchrony high yield savings account is one of the best online savings accounts of 2025. Several reasons it may be a good option for you:

• APY of 4.00% which is much higher compared to many traditional banks
• No monthly fees and no minimum balance required to earn interest
• Even though it’s an online bank, Synchrony provides you with an ATM card that allows you to make withdrawals at ATMs nationwide.
• They also reimburse ATM fees charged by other backs (up to a limit per statement)

Open an account today through the secure link below and start saving!